Disclosure

Ruggaard & Associates, Inc. is a Securities and Exchange Commission Registered Investment Advisor. A copy of Form ADV-Part II is provided to all clients and prospective clients. In addition, the company also maintains notice filings as an investment advisor in Ohio and any other states as required by such jurisdictions.

The website is limited to the dissemination of general information. The company does not render or offer personalized investment advice or financial planning advice through the Ruggaard & Associates, Inc. website. This website should not be construed by any client or prospective client as a solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.

While Ruggaard & Associates, Inc. uses reasonable efforts to obtain information from sources which it believes to be reliable, the company makes no representation that the information or opinions contained on this website is accurate, reliable or complete. Nothing contained on the website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. Ruggaard & Associates, Inc. provides advisory services only within the context of a contractual agreement with each client. All services are provided only in those states where the firm and its' representatives are appropriately registered, exempt or excluded from registration.